Property Insurance

What is Home Insurance?

Home insurance from The Pinnacle Insurance Group provides financial protection for your home and personal belongings against damages and losses from events like fire, theft, vandalism, and natural disasters.

What Does Home Insurance Cover?

• Dwelling Coverage: Protects the structure of your home.
• Personal Property Coverage: Covers personal belongings.
• Liability Coverage: Protects against legal responsibility for injuries or property damage.
• Loss of Use Coverage: Covers additional living expenses if your home is uninhabitable.

Why Do You Need Home Insurance?

• Financial Security: Covers repair and replacement costs.
• Legal Requirements: Often required by mortgage lenders.
• Peace of Mind: Ensures protection against unexpected events.

What is Auto Insurance?

Auto insurance from The Pinnacle Insurance Group provides financial protection for your vehicle and covers liabilities resulting from accidents. In Texas, certain minimum coverages are required by law.

What Does Auto Insurance Cover?

• Liability Coverage: Mandatory in Texas; covers bodily injury and property damage you cause to others.
• Collision Coverage: Pays for damage to your vehicle from collisions.
• Comprehensive Coverage: Covers non-collision-related damages like theft, fire, and natural disasters.
• Personal Injury Protection (PIP): Covers medical expenses for you and your passengers.
• Uninsured/Underinsured Motorist Coverage: Protects against damages caused by drivers with insufficient or no insurance.

Why Do You Need Auto Insurance?

• Legal Requirement: Texas law mandates certain minimum coverages.
• Financial Protection: Helps cover repair costs, medical bills, and legal fees.
• Peace of Mind: Ensures you're prepared for accidents and other incidents.

What is ATV/Motorcycle Insurance?

ATV/Motorcycle insurance from The Pinnacle Insurance Group provides coverage for all-terrain vehicles (ATVs) and motorcycles, protecting against accidents, theft, and other risks.

What Does ATV/Motorcycle Insurance Cover?

• Liability Coverage: Covers injuries and property damage you cause.
• Collision Coverage: Pays for damages from collisions.
• Comprehensive Coverage: Covers theft, fire, and other non-collision-related damages.
• Uninsured/Underinsured Motorist Coverage: Protects you if you're hit by an uninsured or underinsured driver.
• Medical Payments Coverage: Covers medical expenses for you and your passengers.

Why Do You Need ATV/Motorcycle Insurance?

• Legal Compliance: Required for public road use in many areas.
• Financial Security: Covers repair costs and medical expenses.
• Peace of Mind: Ensures protection against unexpected events.

What is Boat Insurance?

Boat insurance from The Pinnacle Insurance Group offers financial protection for boats and personal watercraft against accidents, theft, and natural disasters.

What Does Boat Insurance Cover?

• Liability Coverage: Covers bodily injury and property damage to others.
• Collision Coverage: Pays for damage from collisions.
• Comprehensive Coverage: Covers theft, fire, and weather-related damages.
• Medical Payments Coverage: Covers medical expenses for you and your passengers.
• Uninsured/Underinsured Watercraft Coverage: Protects against damages caused by uninsured boaters.

Why Do You Need Boat Insurance?

• Financial Security: Covers repair and replacement costs.
• Legal Requirements: May be required by marinas or state laws.
• Peace of Mind: Ensures you're protected on the water.

What is Recreational Vehicle Insurance?

Recreational vehicle insurance from The Pinnacle Insurance Group covers various recreational vehicles, including RVs, snowmobiles, and golf carts, protecting against accidents, theft, and other risks.

What Does Recreational Vehicle Insurance Cover?

• Liability Coverage: Covers legal liability for injuries or property damage.
• Collision Coverage: Pays for damages from accidents.
• Comprehensive Coverage: Provides protection against theft, vandalism, and natural disasters.
• Medical Payments Coverage: Covers medical expenses for you and your passengers.
• Uninsured/Underinsured Motorist Coverage: Protects against damages caused by uninsured or underinsured drivers.

Why Do You Need Recreational Vehicle Insurance?

• Protection Against Risks: Covers repair costs, medical bills, and liability claims.
• Legal Compliance: Required for certain recreational vehicles.
• Peace of Mind: Ensures financial protection for your recreational activities.